TIJORAT BANKLARIDA FISHING HUJUMLARI XAVFI VA ULARNING BANK OPERATSIYALARIGA TA’SIRINI BAHOLASH METODOLOGIYASI
DOI:
https://doi.org/10.5281/zenodo.18951212Keywords:
yashil iqtisodiyot, yashil loyihalar, yashil moliyalashtirish, yashil obligatsiyalar, yashil kreditlar, barqaror rivojlanish, qayta tiklanuvchi energiya, energiya samaradorligi, ekologik investitsiyalar, davlat-xususiy sherikchilik (DXSh), innovatsion moliyaviy instrumentlar, xalqaro moliya institutlari, fiskal rag‘batlantirish, ekologik infratuzilma.Abstract
Mazkur maqolada tijorat banklari faoliyatida fishing (phishing) hujumlari xavfining ortib borish tendensiyalari hamda ularning bank operatsiyalarining xavfsizligiga ko‘rsatadigan ta’siri ilmiy jihatdan tahlil qilinadi. Raqamli bank xizmatlari, internet-banking, mobil banking va elektron to‘lov tizimlarining keng rivojlanishi sharoitida bank tizimi kiberxavfsizlik bilan bog‘liq yangi tahdidlarga duch kelayotgani asoslab beriladi. Tadqiqot davomida fishing hujumlarining bank mijozlari ma’lumotlarini noqonuniy qo‘lga kiritish, bank kartalari rekvizitlari va elektron to‘lov tizimlariga kirish orqali moliyaviy operatsiyalarga zarar yetkazish mexanizmlari o‘rganildi.
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