FINANCIAL STABILITY AND PROFIT EFFICIENCY IN COMMERCIAL BANKS: A STUDY OF DEUTSCHE BANK
DOI:
https://doi.org/10.5281/Keywords:
financial stability, commercial banks, profit efficiency, liquidity, capital adequacy, banking performance, Deutsche Bank, profitability.Abstract
Financial stability is one of the most important determinants of profitability and operational efficiency in the banking sector. Commercial banks operate in highly competitive and risk-sensitive environments where stable financial performance is essential for maintaining investor confidence, supporting economic activity, and ensuring long-term sustainability. This thesis examines the relationship between financial stability and profit efficiency using Deutsche Bank as a case study. The study evaluates the bank’s financial performance between 2019 and 2024 by analyzing liquidity, capital adequacy, profitability, and operational efficiency indicators. Comparative financial analysis and ratio analysis methods are applied to determine how financial stability contributes to profit efficiency in commercial banking. The findings reveal that strong capital management, improved liquidity, and effective cost control significantly enhance profitability and operational performance. The study concludes that financial stability is a critical factor for achieving sustainable growth and maintaining competitiveness in the banking industry.
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