https://econferences.ru/index.php/sspme/issue/feedSolution of social problems in management and economy2025-02-15T07:35:21+03:00Open Journal Systems<p>The Spanish open conference that publishes original research and review articles in a variety of fields. The main goal is to offer an intelligent platform for international scientists and to develop interdisciplinary research in applied sciences. Conference languages: spanish, Russian, english, Maldaski, Kazaқsha, o’zbek, limba romвnă, Kyrgyz tili, Հայերեն</p>https://econferences.ru/index.php/sspme/article/view/24347FUNCTIONAL LITERACY COMPETENCIES AND METHODS FOR THEIR DEVELOPMENT IN FUTURE TEACHERS2025-02-08T07:25:51+03:00Maxsudjon Tilyabov tilyabov_maq@mail.ru<p>This article analyzes functional literacy competencies and the methods and content for developing them in future teachers. In modern educational processes, it is crucial to form students' ability to apply their knowledge in real-life situations. The article also discusses the main directions for developing functional literacy, integrated educational approaches, and the effectiveness of interactive methods. The role of teachers in fostering functional literacy is emphasized, highlighting the importance of utilizing modern teaching methods. The research results demonstrate the impact of functional literacy on students' personal, social, and cultural development.</p>2025-02-07T00:00:00+03:00Copyright (c) 2025 https://econferences.ru/index.php/sspme/article/view/24362LES CARACTERISTIQUES LINGUOCULTUROLOGIQUES DES TERMES GASTRONOMIQUES.2025-02-08T08:11:52+03:00Makhbuba Khalimova info@econferences.ru<p>Cet article explore les caractéristiques linguoculturologiques des termes gastronomiques, en mettant en lumière la manière dont la langue et la culture interagissent à travers le vocabulaire culinaire. Il analyse comment les expressions figées, les métaphores et les collocations liées à la gastronomie véhiculent des valeurs culturelles spécifiques et témoignent des pratiques sociales et historiques des communautés. L'article propose également une comparaison de termes gastronomiques dans différentes langues, soulignant les influences culturelles et les évolutions linguistiques qui façonnent la représentation de la nourriture et des repas à travers le prisme linguistique. Cette étude vise à démontrer que les termes gastronomiques sont non seulement des unités de langage, mais aussi des vecteurs de la culture et de l'identité d'un peuple.</p>2025-02-07T00:00:00+03:00Copyright (c) 2025 https://econferences.ru/index.php/sspme/article/view/24383ISSUES OF THE SPIRITUAL DEVELOPMENT OF YOUTH IN THE PROCESSES OF SCIENCE DEVELOPMENT2025-02-08T13:00:01+03:00Muzaffar Mamadalievinfo@econferences.ru<p>The article describes the processes of scientific development and the spiritual maturity of young people. Also, opinions were mentioned about reforms in the field of education in our republic.</p>2025-02-07T00:00:00+03:00Copyright (c) 2025 https://econferences.ru/index.php/sspme/article/view/24425“METHODOLOGICAL BASIS FOR RESEARCH ON THE DEVELOPMENT OF HEALTH ORIENTATION IN ADOLESCENT STUDENTS”2025-02-10T08:11:41+03:00Feruza AtamuratovaAtamuratova14@gmail.com<p>Health is defined as the ability of a person to have their own personality, “self-awareness”<strong>,</strong> to fully and harmoniously join the Society of people. In our opinion, as a sense of self-awareness develops in adolescence, the perception that their own health is the main criterion for the path to personal development also provides the basis for saying that compliance with the requirements of society and filling the xiss of having a place in oneself is also significant.</p>2025-02-10T00:00:00+03:00Copyright (c) 2025 https://econferences.ru/index.php/sspme/article/view/24445OʻTKIR HOSHIMOV ASARLARIDA MILLIY RUH TASVIRI2025-02-10T15:23:46+03:00Asal Orazbaeva info@econferences.ru<p>Maqolada XX asr ikkinchi yarmi o`zbek adabiyoti nasrining yirik vakillaridan biri boʻlgan O`tkir Hoshimovning asarlari talqinga tortilgan. Tadqiqot obyekti sifatida yozuvchining “Oʻzbeklar” hikoyasi tanlangan.</p>2025-02-10T00:00:00+03:00Copyright (c) 2025 https://econferences.ru/index.php/sspme/article/view/24483METHODOLOGICAL BASIS OF FORMING LEGAL EDUCATION AMONG JUVENILES2025-02-11T12:43:46+03:00Navruz Nabiyevinfo@econferences.ru<p>This article analyzes the fact that crimes committed among minors are a pedagogical problem, and the methodological foundations of the formation of upbringing and legal education in their prevention.</p>2025-02-10T00:00:00+03:00Copyright (c) 2025 https://econferences.ru/index.php/sspme/article/view/24534TIJORAT BANKLARIDA NAQD PULSIZ OPERATSIYALARI HISOBI VA UNI TAKOMILLASHTIRISH YO‘LLARI.2025-02-12T08:09:12+03:00Kamoliddin Usmonov usmonovkamoliddin346@gmail.com<p>Ushbu maqolada tijorat banklarida naqd pulsiz hisob-kitob operatsiyalarini yuritish jarayoni, uning ahamiyati va rivojlanish tendensiyalari tahlil qilinadi. Naqd pulsiz operatsiyalar turli xil bank xizmatlari orqali amalga oshirilishi, jumladan, plastik kartalar, internet-bank, mobil ilovalar va elektron to‘lov tizimlari asosida yuritilishi mumkin. Shuningdek, maqolada naqd pulsiz hisob-kitob operatsiyalarini takomillashtirish yo‘llari, jumladan, raqamlashtirish, xavfsizlikni kuchaytirish, innovatsion texnologiyalarni joriy etish va mijozlar uchun qulay xizmatlarni rivojlantirish masalalari yoritilgan. Tadqiqot natijalari shuni ko‘rsatadiki, bank tizimida avtomatlashtirilgan va raqamli hisob-kitob tizimlarini rivojlantirish iqtisodiyotni barqarorlashtirish va moliyaviy operatsiyalar samaradorligini oshirishga xizmat qiladi.</p>2025-02-11T00:00:00+03:00Copyright (c) 2025 https://econferences.ru/index.php/sspme/article/view/24544YOʻL-TRANSPORT HODISALARINI OLDINI OLISHNING HUQUQIY ASOSLARI VA ULARNI TAKOMILLASHTIRISH YOʻLLARI2025-02-12T08:27:25+03:00Anvar Raxmatov info@econferences.ru<p>Yoʻl-transport hodisalari dunyo boʻylab millionlab odamlarning hayotiga taʼsir koʻrsatadigan jiddiy muammo hisoblanadi. Har yili millionlab odamlar yoʻl-transport hodisalari natijasida halok boʻladi yoki jarohatlanadi. Bu muammo nafaqat shaxsiy, balki ijtimoiy va iqtisodiy zararlarga ham olib keladi. Shu sababli, yoʻl-transport hodisalarini oldini olishning huquqiy asoslari va ularni takomillashtirish yoʻllarini oʻrganish dolzarbligicha qolmoqda.</p>2025-02-11T00:00:00+03:00Copyright (c) 2025 https://econferences.ru/index.php/sspme/article/view/24553YIRIK SOLIQ TO‘LOVCHILARNI SOLIQQA TORTISH MA’MURIYATCHILIGINI TAKOMILLASHTIRISH2025-02-12T13:22:39+03:00Ashrafjon Axmedovashrafaxmedov1@gmail.com<p>Yirik soliq to‘lovchilar mamlakat iqtisodiy barqarorligini ta’minlashda muhim rol o‘ynaydi. Ushbu tezisda yirik soliq to‘lovchilarni soliqqa tortish ma’muriyatchiligining dolzarb muammolari va ularni takomillashtirish yo‘llari tahlil qilinadi. Tadqiqot natijalariga ko‘ra, soliq qonunchiligining murakkabligi, soliq nazoratining yetarli darajada samarali olib borilmasligi hamda shaffoflikning ta’minlanishi kabi muammolar mavjudligi aniqlangan. Ushbu masalalarni hal qilish uchun soliq ma’muriyatchiligini raqamlashtirish, soliq monitoringi tizimlarini kuchaytirish va soliq yukini optimal darajada taqsimlash muhimligi ta’kidlanadi. Tadqiqot natijalari yirik soliq to‘lovchilarni soliqqa tortish jarayonining samaradorligini oshirishga xizmat qiladi.</p>2025-02-11T00:00:00+03:00Copyright (c) 2025 https://econferences.ru/index.php/sspme/article/view/24574TIJORAT BANKLARIDA KREDIT SIYOSATINI TAKOMILLASHTIRISH2025-02-12T14:01:35+03:00Behzod Rustamov rustamovb9595@gmail.com<p>Mazkur maqolada tijorat banklarida kredit siyosatini takomillashtirish masalalari tahlil qilinadi. Kredit siyosati tijorat banklarining mijozlarga kredit ajratish tamoyillari, risklarni boshqarish va kredit resurslarini samarali taqsimlash jarayonlarini o‘z ichiga oladi. Tadqiqotda kredit siyosatini takomillashtirish zarurati, asosiy yo‘nalishlari va uning iqtisodiyotga ta’siri yoritib berilgan. Xususan, raqamli texnologiyalarni joriy etish, kredit risklarini minimallashtirish, ipoteka va investitsion kreditlarini rivojlantirish hamda mijozlarga individual yondashuv asosida kredit siyosatini shakllantirish muhim omillar sifatida ko‘rib chiqilgan. Natijada, takomillashgan kredit siyosati bank tizimining samaradorligini oshirish va iqtisodiy o‘sishni qo‘llab-quvvatlashga xizmat qilishi ta’kidlangan.</p>2025-02-11T00:00:00+03:00Copyright (c) 2025 https://econferences.ru/index.php/sspme/article/view/24595ALISHER NAVOIYNING JAMIYAT HAQIDAGI FALSAFIY QARASHLARI2025-02-13T08:08:26+03:00Mo‘min Hoshimxonov info@econferences.ru<p>ushbu ilmiy maqolada o‘zbek shoiri va mutafakkiri, she’riyat mulkining sultoni, davlat tilining asoschisi, ulug‘ daho, falsafiy she’riyati bilan jamiyatdagi, mustabid tuzumning turli nomaqbul sitamlarini, zulmlarini qalamining o‘tkir tig‘i bilan fosh qila olgan Alisher Navoiyning ijtimoiy-falsafiy qarashlari yoritilgan.</p>2025-02-12T00:00:00+03:00Copyright (c) 2025 https://econferences.ru/index.php/sspme/article/view/24654THE IMPORTANCE AND FUTURE DEVELOPMENT DIRECTIONS OF INFORMATION AND COMMUNICATION TECHNOLOGIES IN THE DIGITAL ECONOMY2025-02-14T11:24:18+03:00Nargiza Karimova info@econferences.ru<p>This article explores the role of information technologies in the digital economy and their development prospects. It examines the impact of technologies on economic processes, methods to enhance efficiency through innovative technologies, and analyzes international practices.</p>2025-02-13T00:00:00+03:00Copyright (c) 2025 https://econferences.ru/index.php/sspme/article/view/24676TIJORAT BANKLARIDA IPOTEKA KREDITLASH AMALIYOTINI TAKOMILLASHTIRISH2025-02-15T07:33:00+03:00Nafisa Melibaeva Melibaeva97@bta.uz<p>Mazkur ilmiy tezis tijorat banklarida ipoteka kreditlash amaliyotini takomillashtirish masalalariga bag‘ishlangan. Ipoteka kreditlari aholining uy-joy sharoitlarini yaxshilashda muhim vosita bo‘lib, bank tizimi uchun barqaror daromad manbai hisoblanadi. Tadqiqotda ipoteka kreditlashning dolzarbligi, tijorat banklari uchun muhim jihatlari va mavjud muammolari tahlil qilinadi.</p>2025-02-14T00:00:00+03:00Copyright (c) 2025 https://econferences.ru/index.php/sspme/article/view/24677BIZNES MARKETINGINING ASOSIY TUSHUNCHASI VA UNING AHAMIYATI.2025-02-15T07:35:21+03:00O‘rolbek Umirzoqov Youm1rzoqov@gmail.comAkbar Zohirov Youm1rzoqov@gmail.comGulnora Kariyeva Youm1rzoqov@gmail.com<p>Marketingning paydo bo‘lish tarixi uzoq o‘tmishga ega. Ma’lumki, tovar va xizmatlarga bo‘lgan iste’molchilarning ehtiyojini, ularga haq to‘lay olish qobiliyatlarini aniqlash zarurati, jahon iqtisodiy krizislari, tovarlarni ortiqcha ishlab chiqarish, ularni omborlarda to‘planib qolishi kabi holatlar marketingni shakllanishi va rivojlanishida asos bo‘lib xizmat qildi. Shunday qilib, marketing iqtisodiy inqiroz kuchayotgan sharoitda, uni shu inqirozdan chiqarish uchun kurash, xaridor talabini aniqlash va qondirishga, korxonalarning tovarlar ishlab chiqarish, sotish faoliyatini tashkil etish va boshqarish tizimi sifatida ixtiro etilgan.</p>2025-02-14T00:00:00+03:00Copyright (c) 2025