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Том 4 № 10 (2025)
Solution of social problems in management and economy

Статьи

TIJORAT BANKLARINING KREDIT PORTFELIDAGI MUAMMOLI KREDITLARNI KAMAYTIRISH YO‘LLARI.

Опубликован 2025-07-16

  • Ishonkulov Maxmud Umirboyevich

Ishonkulov Maxmud Umirboyevich
O‘zbekiston Respublikasi Bank-Moliya Akademiyasi Tijorat banklarini boshqarish magistranti

Аннотация

Mazkur ilmiy tezisda tijorat banklarining kredit portfelida yuzaga kelayotgan muammoli kreditlar muammosi, ularning kelib chiqish sabablari hamda banklar faoliyatiga ko‘rsatayotgan salbiy ta'siri chuqur tahlil etilgan. Shuningdek, muammoli kreditlar ulushini kamaytirish bo‘yicha ilg‘or xalqaro tajribalar, normativ-huquqiy asoslar va zamonaviy boshqaruv usullari o‘rganilgan. Tadqiqot natijasida O‘zbekistonda muammoli kreditlarni kamaytirishning ustuvor yo‘nalishlari sifatida kredit siyosatini takomillashtirish, kreditlashdan oldingi chuqur tahlil va monitoring tizimini kuchaytirish, risklarni baholashda raqamli texnologiyalarni keng qo‘llash hamda restrukturizatsiya mexanizmlarini joriy etish taklif qilingan. Tezis natijalari amaliyotda banklarning moliyaviy barqarorligi va kredit portfeli sifati yaxshilanishiga xizmat qiladi.

Ключевые слова

Muammoli kreditlar, kredit portfeli, tijorat banklari, moliyaviy barqarorlik, kredit riski, qaytaruvchanlik, kredit siyosati, kredit monitoringi, risklarni boshqarish, restrukturizatsiya, kredit tahlili, kredit byurosi, aktivlar sifati.

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Библиографические ссылки

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