TIJORAT BANKLARIDA IPOTEKA KREDITLASH AMALIYOTINI TAKOMILLASHTIRISH
DOI:
https://doi.org/10.5281/zenodo.14873956Keywords:
Tijorat banklari, ipoteka kreditlash, kredit siyosati, moliyaviy barqarorlik, risklarni boshqarish, raqamli texnologiyalar, davlat-xususiy sheriklik, kredit portfeli, foiz stavkalari, ipoteka bozori.Abstract
Mazkur ilmiy tezis tijorat banklarida ipoteka kreditlash amaliyotini takomillashtirish masalalariga bag‘ishlangan. Ipoteka kreditlari aholining uy-joy sharoitlarini yaxshilashda muhim vosita bo‘lib, bank tizimi uchun barqaror daromad manbai hisoblanadi. Tadqiqotda ipoteka kreditlashning dolzarbligi, tijorat banklari uchun muhim jihatlari va mavjud muammolari tahlil qilinadi.
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