TIJORAT BANKLARIDA IPOTEKA KREDITLASH AMALIYOTINI TAKOMILLASHTIRISH (“IPOTEKABANK” OTP GROUP MISOLIDA)
DOI:
https://doi.org/10.5281/Keywords:
tijorat banklari, ipoteka krediti, ipoteka bozori, uy-joy, kreditlash, foiz stavkasi, garov ta’minoti, raqamli bank xizmatlari.Abstract
Mazkur tezisda tijorat banklarida ipoteka kreditlari bozorini rivojlantirishning iqtisodiy ahamiyati, uning aholining uy-joyga bo‘lgan ehtiyojini qondirishdagi o‘rni hamda bank tizimi barqarorligiga ta’siri yoritiladi. Ipoteka kreditlari uzoq muddatli moliyalashtirish vositasi sifatida fuqarolarga uy-joy sotib olish, qurilish va ta’mirlash imkoniyatlarini kengaytiradi. Shu bilan birga, ushbu kredit turi qurilish sohasi, ko‘chmas mulk bozori, sug‘urta, baholash va boshqa xizmatlar rivojlanishiga ham ijobiy ta’sir ko‘rsatadi.
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