ISSUES OF DEVELOPING THE ORGANIZATION OF INNOVATIVE BANKING SERVICES IN COMMERCIAL BANKS

Authors

  • Mehrangiz Nizomova Tashkent State University of Economics Second-year Master’s student in Banking

DOI:

https://doi.org/10.5281/

Keywords:

innovative banking services, digital banking, artificial intelligence, remote banking services, fintech, financial technologies.

Abstract

This thesis examines the issues of developing the organization of innovative banking services in commercial banks. As a result of the analysis, the main problems were identified, including the stability of technological infrastructure, the identification system, the low level of diversification of innovative products, the weak integration of artificial intelligence, and staffing provision.

References

1. Decree No. PF-6079 of the President of the Republic of Uzbekistan dated October 5, 2020, “Digital Uzbekistan – 2030” Strategy.

2. www.cbu.uz – Data from the official website of the Central Bank.

3. Standard and sensitive ratings data – https://sunattagayev-cloud.github.io/Bank-apps-rating/

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Published

2026-05-25

Issue

Vol. 5 No. 18 (2026): Academic Research in Modern Science

Section

Статьи

How to Cite

Nizomova, M. (2026). ISSUES OF DEVELOPING THE ORGANIZATION OF INNOVATIVE BANKING SERVICES IN COMMERCIAL BANKS. Academic Research in Modern Science, 5(18), 53-57. https://doi.org/10.5281/