THE ROLE OF BANKING SERVICES IN INCREASING THE INCOME OF COMMERCIAL BANKS

Authors

  • Shoira Abdukakharova Inspector of the Final Control Department of JSC "InFinBank" independent researcher of the Tashkent State University of Economics

DOI:

https://doi.org/10.5281/zenodo.17276329

Keywords:

commercial banks, banking services, profitability, digital banking, financial products, income growth.

Abstract

This article examines the importance of expanding and diversifying banking services in enhancing the profitability of commercial banks. In the context of a rapidly changing financial environment and growing customer demands, banks are required to introduce innovative services, strengthen digital banking, and improve the quality of customer-oriented financial products. The study highlights the main types of banking services that directly influence income growth, such as lending, deposit services, investment activities, digital solutions, and fee-based services.

References

World Bank (2024). Global Financial Development Report: Financial Services for Inclusive Growth. Washington, DC: World Bank Group.

Saunders, A., & Cornett, M. M. (2025). The Impact of the Global Financial Crisis on Banking Services// Journal of Banking & Finance, 5, 137–152.

Rustamov, A. (2025). Commercial Bank Profitability and the Role of Banking Services in Uzbekistan// Economics and Finance Review, 3, 145–153.

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Published

2025-09-30

How to Cite

Abdukakharova, S. (2025). THE ROLE OF BANKING SERVICES IN INCREASING THE INCOME OF COMMERCIAL BANKS. Academic Research in Modern Science, 4(56), 149-151. https://doi.org/10.5281/zenodo.17276329