STATISTICAL EVALUATION OF THE DIGITAL RESOURCES AND COMPETITIVE ADVANTAGE OF COMMERCIAL BANKS (BASED ON THE VRIO ANALYSIS FRAMEWORK)
DOI:
https://doi.org/10.5281/zenodo.17810722Keywords:
digital resources, competitive advantage, VRIO analysis, innovative development, commercial banks.Abstract
This article examines the role of digital resources of commercial banks in Uzbekistan in shaping their competitive advantage based on the VRIO analysis framework. The strategic importance of digital technologies, innovative services, human capital, and data management is statistically evaluated, and the key factors ensuring the long-term competitive advantage of banks are identified.
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