TIJORAT BANKLARIDA STRATEGIK REJALASHTIRISHNI TAKOMILLASHTIRISH (ATB AGROBANK MISOLIDA)
DOI:
https://doi.org/10.5281/zenodo.16791688Keywords:
strategik rejalashtirish, tijorat banklari, raqamli transformatsiya, risk-menejment, KPI tizimi, bank samaradorligi, biznes strategiyasi, diversifikatsiya, moliyaviy barqarorlik, raqobatbardoshlik.Abstract
Mazkur ilmiy ish tijorat banklarida strategik rejalashtirishni takomillashtirishning nazariy, uslubiy va amaliy jihatlarini yoritadi. Tadqiqotda banklarning uzoq muddatli rivojlanish strategiyalarini shakllantirishda raqamli transformatsiya, risk-menejment, KPI tizimlari va diversifikatsiya kabi zamonaviy boshqaruv vositalarining o‘rni tahlil qilinadi. O‘zbekiston tijorat banklari misolida 2020–2024 yillar davomida strategik ko‘rsatkichlar dinamikasi statistik ma’lumotlar asosida o‘rganilib, ularning samaradorligini oshirish bo‘yicha takliflar ishlab chiqiladi. Natijalar bank faoliyatida barqarorlikni ta’minlash, raqobatbardoshlikni kuchaytirish va mijoz ehtiyojlariga mos xizmatlar taklif etishda strategik rejalashtirishning hal qiluvchi rolini ko‘rsatadi.
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