TIJORAT BANKLARI KREDITLARINING AHOLI BANDLIGIGA VA IQTISODIY O‘SISHGA TA’SIRI
DOI:
https://doi.org/10.5281/zenodo.17176660Keywords:
Tijorat banklari, kreditlash, aholi bandligi, iqtisodiy o‘sish, moliyaviy vositachilik, investitsiyalarni moliyalashtirish, kichik biznes va tadbirkorlik, mehnat bozori, yangi ish o‘rinlari, moliyaviy barqarorlik, kredit siyosati, innovatsion rivojlanish, YaIM o‘sishi.Abstract
Ushbu ilmiy tezisda tijorat banklari kreditlarining aholi bandligiga va iqtisodiy o‘sishga ko‘rsatadigan ta’siri nazariy va amaliy jihatdan yoritiladi. Kreditlash jarayoni real sektor korxonalarining investitsion imkoniyatlarini kengaytirib, yangi ish o‘rinlari yaratishga, ishlab chiqarish hajmining oshishiga hamda aholi daromadlari o‘sishiga bevosita ta’sir ko‘rsatadi. Shu bilan birga, kichik biznes va tadbirkorlik subyektlariga yo‘naltirilgan kreditlar bandlikni ta’minlashda muhim o‘rin tutadi.
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