KICHIK BIZNES SUBYEKTLARIDA MOLIYAVIY RESURSLARDAN SAMARALI FOYDALANISH MEXANIZMLARI
DOI:
https://doi.org/10.5281/zenodo.15364363Keywords:
kichik biznes, moliyaviy resurslar, samarali boshqaruv, kreditlash mexanizmlari, budjetlashtirish, moliyaviy savodxonlik, grantlar va subsidiyalar, investitsiya faoliyati, moliyaviy monitoring, raqamli boshqaruv, davlat yordami, moliyaviy barqarorlik, bank xizmatlari, mikromoliya, strategik rejalashtirish.Abstract
Mazkur tezisda kichik biznes subyektlarining moliyaviy barqarorligini ta'minlashda moliyaviy resurslardan foydalanishning zamonaviy mexanizmlari tahlil qilinadi. Tadqiqot davomida kichik biznesda uchraydigan asosiy moliyaviy muammolar – kredit resurslariga cheklangan kirish, moliyaviy savodxonlikning past darajasi, davlat yordam dasturlaridan foydalanishdagi kamchiliklar – chuqur o‘rganiladi. Shuningdek, moliyaviy rejalashtirish, budjetlashtirish, kredit liniyalari, grant va subsidiyalar, raqamli monitoring tizimlari hamda moliyaviy savodxonlikni oshirish orqali moliyaviy resurslardan foydalanish samaradorligini oshirish bo‘yicha takliflar ishlab chiqiladi. Tezis natijalari kichik biznes subyektlari uchun moliyaviy boshqaruvda strategik yondashuvlarni shakllantirishga ko‘maklashadi.
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