RAQAMLI VALYUTALAR VA MOLIYAVIY TIZIM KELAJAGI
DOI:
https://doi.org/10.5281/zenodo.17233527Keywords:
Raqamli valyuta, kriptovalyuta, blokcheyn texnologiyasi, moliyaviy barqarorlik, markaziy bank raqamli valyutasi (CBDC), xalqaro investitsiyalar, iqtisodiy o‘sish, kiberxavfsizlik, tartibga solish.Abstract
Ushbu maqolada raqamli valyutalarning jahon moliya tizimidagi o‘rni, ularning afzalliklari va mavjud muammolari tahlil qilinadi. Xususan, kriptovalyutalar va markaziy bank raqamli valyutalarining (CBDC) moliyaviy barqarorlikka ta’siri, xalqaro investitsiya jarayonlariga qo‘shayotgan hissasi hamda an’anaviy moliya tizimiga keltirayotgan o‘zgarishlari yoritilgan. Shuningdek, raqamli valyutalarning O‘zbekiston iqtisodiyoti uchun imkoniyatlari va xavf omillari ko‘rib chiqilgan. Tadqiqot natijalariga ko‘ra, raqamli valyutalar kelgusida moliya sohasida muhim innovatsion mexanizm sifatida tobora ahamiyat kasb etishi, biroq ularning samarali joriy etilishi uchun tartibga solish, xavfsizlik hamda xalqaro hamkorlikning muhimligi ta’kidlanadi.
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