YASHIL IQTISODIYOT KONSEPSIYASI VA TIJORAT BANKLARINING TRANSFORMATSION ROLI
DOI:
https://doi.org/10.5281/zenodo.18830336Keywords:
Yashil iqtisodiyot, barqaror rivojlanish, barqaror moliya, tijorat banklari, transformatsion rol, yashil kreditlash, yashil obligatsiyalar, ESG mezonlari, iqlimiy risk, risk-menejment, ekologik investitsiyalar, qayta tiklanuvchi energiya, energiya samaradorligi, bank strategiyasi, moliyaviy innovatsiyalar.Abstract
Mazkur maqolada yashil iqtisodiyot konsepsiyasining nazariy asoslari hamda uni amaliyotga joriy etishda tijorat banklarining transformatsion roli tahlil qilinadi. Global iqlim o‘zgarishi, ekologik xavflarning kuchayishi va resurslar cheklanganligi sharoitida iqtisodiy o‘sishni ekologik barqarorlik bilan uyg‘unlashtirish zarurati ortib bormoqda. Tadqiqotda yashil iqtisodiyotning mazmuni, tamoyillari va barqaror rivojlanish maqsadlari bilan o‘zaro bog‘liqligi yoritilib, tijorat banklarining yashil kreditlash, ESG (Environmental, Social, Governance) mezonlarini integratsiya qilish, yashil obligatsiyalar chiqarish hamda iqlimiy risklarni boshqarish orqali iqtisodiy transformatsiyaga ta’siri asoslab beriladi. Shuningdek, bank sektorining ekologik loyihalarni moliyalashtirishdagi institutsional imkoniyatlari va risk-menejment mexanizmlari tahlil qilinadi. O‘zbekiston bank tizimi misolida yashil moliyalashtirishni kengaytirish istiqbollari hamda transformatsion bank modelini shakllantirish bo‘yicha taklif va tavsiyalar ishlab chiqiladi. Tadqiqot natijalari tijorat banklari barqaror va inklyuziv iqtisodiy rivojlanishning muhim drayveriga aylanishi mumkinligini ko‘rsatadi.
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